We're hosting a one-day seminar on personal finances called You Need A Budget. It's free and you can sign up here because who wants to keep living paycheck to paycheck, drown in debt and never save any money? Whether you need to start a budget, want a system for managing your money that doesn't take up an entire weekend, or need to tape your piggy bank back together, YNAB can help.
The YNAB Method is built on four rules:
- Give every dollar a job
- Save for a rainy day
- Roll with the punches
- Live on last month's income
Give every dollar a job. Your money shouldn't tell you what to do. When you earn money, you plan how you use it, then you follow your plan. You can read more here but here are three reasons why this works:
- You'll reach your financial goals with laser focus. Because details turn into better decisions.
- You'll 'get a raise.' When you know where your money is going, you're less likely to waste it on things that don't matter to you.
- No budget failures, just lots of adjustments. You mean you didn't plan for your broken stove? Adjusting your budget because of unexpected expenses is normal, expected and encouraged.
Our next session of YNAB takes place on Saturday, January 25th. It's free, the concepts are simple and I believe it's an investment that can change your life. Click here to register. And if you have any questions, email our Finance Director, Micah Shaw at firstname.lastname@example.org.
For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich - 2 Corinthians 8:9