Live On Last Month's Income

Image For they gave according to their means...and beyond their means - 2 Corinthians 8:3

We're hosting a one-day seminar on personal finances called You Need A Budget. It's free and you can sign up here because who wants to keep living paycheck to paycheckdrown in debt and never save any money? Whether you need to start a budget, want a system for managing your money that doesn't take up an entire weekend, or need to tape your piggy bank back together, YNAB can help.

The YNAB Method is built on four rules:

  1. Give every dollar a job
  2. Save for a rainy day
  3. Roll with the punches
  4. Live on last month's income

Live on last month's income. Spend this month, what you earned last month.  How? Save enough money to go an entire month without touching your regular income. Then the next month, spend last month’s income while earning this month’s income. You’ll spend this month’s income next month.

You stress less. You save hours of time not timing bills to paychecks. And no guessing at income; you budget what you already have.

Our next session of YNAB takes place on Saturday, January 25th. It's free, the concepts are simple and I believe it's an investment that can change your life. Click here to register. And if you have any questions, email our Finance Director, Micah Shaw at

For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich - 2 Corinthians 8:9

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